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Renters & Condo

Coverage for everything inside the four walls you don't own.

Affordable renters and condo policies — usually under $20/month — that cover your stuff, your liability, and a place to stay if something goes wrong.

Renters and condo policies are some of the highest-value, lowest-cost insurance you can buy. They protect your personal belongings, give you liability coverage for things like a guest injury or accidental damage, and pay for somewhere to live if your unit becomes uninhabitable.

For condo owners, we also help you understand exactly where your HOA’s master policy stops and yours has to start — the gap is often bigger than people realize.

Renters & Condo

What's covered

The three big buckets of a renters or condo policy, plus the optional pieces most carriers will throw in for a few dollars more.

Personal property

Furniture, electronics, clothing, kitchenware. Replacement-cost coverage costs slightly more but is almost always worth it.

Liability

Covers you if a guest is hurt at your place, or if you accidentally cause damage somewhere else (the classic bathtub-overflow scenario).

Additional living expenses

Hotel and meals if a fire or covered loss makes your unit unlivable for a while.

HOA walls-in (condos)

Fills the gap between your condo association master policy and what you actually own inside the unit.

Talk to a real person

Call 440-840-9527 or request a free quote.

We'll put options together in front of you — usually within one business day. No high-pressure pitches, no obligation.

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