Affordable renters and condo policies — usually under $20/month — that cover your stuff, your liability, and a place to stay if something goes wrong.
Renters and condo policies are some of the highest-value, lowest-cost insurance you can buy. They protect your personal belongings, give you liability coverage for things like a guest injury or accidental damage, and pay for somewhere to live if your unit becomes uninhabitable.
For condo owners, we also help you understand exactly where your HOA’s master policy stops and yours has to start — the gap is often bigger than people realize.
The three big buckets of a renters or condo policy, plus the optional pieces most carriers will throw in for a few dollars more.
Furniture, electronics, clothing, kitchenware. Replacement-cost coverage costs slightly more but is almost always worth it.
Covers you if a guest is hurt at your place, or if you accidentally cause damage somewhere else (the classic bathtub-overflow scenario).
Hotel and meals if a fire or covered loss makes your unit unlivable for a while.
Fills the gap between your condo association master policy and what you actually own inside the unit.
We'll put options together in front of you — usually within one business day. No high-pressure pitches, no obligation.
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